Even in today's market there are still several ways to purchase a new home with 0 money down. You must be a first time home buyer or not have owned a home in the past three years. Some examples include:

• TDHCA - Texas Department of Housing and Community Affairs has first time homebuyer programs that channel below market interest rate lending money through participating Texas lending institutions, including families who are purchasing their first home, or to those that have not owned a home in the past three years. This program offers down payment assistance and closing cost assistance to eligible home homebuyers.
  
  
• USDA Loans - The United States Department of Agriculture has a Rural Development Housing and Community Facility program that features a 100% loan with no down payment and more mortgage insurance.

Contact us today to see which programs work best for you!